Why order an appraisal from Weber Appraisal Service?Thousands of people in Illinois buy, sell or refinance their home every month. A lot of these transactions consist of a simple line item for an appraisal. The majority of lenders still want a local expert because the stakes are so high, even though there are a growing number of automated home valuation methods that may seem more economical than an appraisal. But is securing a mortgage the only reason you should get an appraisal? Are there more instances when the services of a certified, independent real estate professional could be beneficial? Of course.
Challenge your tax assessment in Crawford CountyIt's probable you're paying too much in property taxes if you reside in an area where property values have depreciated. Property taxes are determined by a past assessment of your home, so if prices have declined in your neighborhood, you can appeal your assessment and save money. When building your case, an appraisal from Weber Appraisal Service is your best evidence. At Weber Appraisal Service,we can assist you in challenging your tax assessment.Let Weber Appraisal Service help you get rid of PMI to lower your mortgage paymentWhen the amount being loaned to the buyer is more than 80% of the actual value of the property, nearly all lenders ask homebuyers to purchase an additional insurance plan. That policy is Private Mortgage Insurance, or PMI. Since the additional payment is usually bundled into the monthly mortgage payment, it is often forgotten. This is damaging because PMI is unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - goes below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress that requires lenders to eliminate the PMI payments on most mortgages when the balance is paid down to 78% of the original value.Weber Appraisal Service will give you a statement regarding the value of your home, and the cost of the appraisal can generally be offset in little time because you'll no longer be paying the PMI. An appraisal from Weber Appraisal Service will help you settle a divorce with less stressA divorce is a very heartbreaking event for the parties involved, and it is often more complicated by the challenging decision of who gets the home. So both parties are fully aware of the true market value of their home, it's a good idea to get an appraisal from Weber Appraisal Service, regardless of the circumstances.If the parties want to sell the home, they'll have a clearer picture of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation. Accurate and fair estate liquidation with help from Weber Appraisal ServiceSettling an estateThe loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the real estate involved. We ensure the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).Most Americans don't have dedicated estate planners or executors to manage these issues, unlike wealthier individuals. And since a home or other property often makes up a disproportionate share of the total estate value, understanding the precise value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've gotten a fair deal. Weber Appraisal Service can assist you in relocating to or from Crawford CountyWe are familiar with the headaches involved with an employee relocation. That being said, we take great care in setting up an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive attributes of their property, as well as information about any recent sales or listings in their neighborhood that they want considered during our detailed process.Don't sell out short or keep your home on the market too long.A professional appraisal will help you make a more informed decision regarding your asking price, whether you decide to sell your home on your own or use the assistance of a real estate agent. With much different interests than a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees are based on our efforts to finish the appraisal report and not a percentage of the sales price.On a daily basis, we examine the difference in value items like an additional bathroom or a kitchen remodel can make. And we're experts in knowing how long houses stay on the market. So, seeking a professional appraisal is a reliable way to decide what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time. |